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Meet Scott and Ashlee

Ashlee Cameron • May 12, 2022

Hi! We're the Lake Cameron Team

Nice to meet you! We're always available to help with your home financing needs. Feel free to reach out anytime 360-900-9590

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By Ashlee Cameron 18 Apr, 2024
#KeepPlaying by Ashlee Cameron Ashlee has been part of the Fairway Fam since January 2015 & is currently a Co-Branch Manager out of Silverdale, WA. 
16 Apr, 2024
The WHO , WHAT , WHEN , WHERE , WHY , and HOW of REFINANCING WHO – We’ll get back to this one, later on. WHAT – Refinancing means changing the amount, term, or rate of your current loan electively, in order to better suit your needs. The most common reasons you might refinance are in order to pull cash out of the equity of your home, to lower the interest rate and payments, or to adjust the term of your loan (for example if you had an adjustable rate and wanted to change it to a fixed rate instead) WHEN – in general you can refinance at any time, but your loan officer can help guide you with this. Please note that the VA has a strict requirement of 210 days having elapsed from the closing of your previous mortgage before you are eligible to refinance. WHERE – all mortgage lending companies can close refinances, and in most cases the process is much more simple than a purchase. There is less documentation, and since you already live in or own the home so there is no other party to deal with which makes things much easier to manage. Additionally, almost all lenders in the US can complete the entire loan electronically so with the exception of a few closing documents you never even have to set foot in an office (but you SHOULD if you have any questions or want to learn more, it’s FREE) WHY – we’ve covered a few of these above, but in more detail here are some and examples: Rate/Term refinance : A rate/term refinance is most often used to lower your interest rate, and thus lower your monthly payments. For example, if you purchased a $500k home and put 20% down, you would owe $400k. Your payment may look something like this
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By Ashlee Cameron 28 Feb, 2024
#KeepPlaying - by Ashlee Cameron
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